Because insurance should be simple.
Independent insurance and investment advice for internationals in Germany — clear and transparent in english.
English-speaking experts with 10+ years of experience
Save up to €12,000 per year through personalized tax optimization.
100% free, online consultation with a strategy tailored to expats
500+ Expats advised
Does this sound familiar?
New to Germany and already overwhelmed? You’re not alone - these are the most common struggles we see every day.
Language Barriers Everywhere
Important decisions happen in a language you don’t speak.
Financial Planning for International Lives
German systems aren’t built for mobile careers.
Too Much Conflicting Information
Online advice only creates more confusion.
Sales-Driven Advisors
Many push products instead of real solutions.
Overwhelming German Bureaucracy
Endless paperwork and rules nobody explains clearly.
Missing Smart Tax Benefits
Without guidance, you lose valuable financial advantages and opportunities.
Fear of Costly Mistakes
Small errors can become expensive long-term problems.
Complicated Health Insurance System
One wrong choice can lock you in for decades.
Why ExpatCOMPASS?
Your advantages with us
10+ Years of experience
Over a decade helping internationals in Germany find the right insurance and investment solutions.
500+ Expats advised
From students to families - we’ve guided hundreds through the German insurance maze successfully.
English support
Full guidance in English - no need to deal with German forms or confusing terms. We support you before, during and after contracts are in place.
Individual Solutions
We build strategies that adapt to international careers and mobility.
Independent & transparent advice
We work for you, not for the insurance companies. Always unbiased, always honest. No hidden costs or complicated clauses.
Fast & fully digital process
From consultation to coverage - simple, secure, and stress-free. We handle the beaucracy.
Our Services
From life and health insurance to retirement and property protection - we cover everything you need for a secure and worry-free life in Germany.
Health insurance
Navigate Germany’s complex health system with ease.
We compare and explain both private and public options, ensuring you get the coverage that truly fits your lifestyle.
Life & Income Protection
Secure your family and your income - no matter what happens.
We help you find affordable, flexible coverage that gives you peace of mind.
Retirement & investment planning
Build your financial future in Germany.
From private pensions to long-term investments for you or your children - let us guide you towards sustainable, tax-efficient growth.
Property & Liability Protection
Everyday protection made simple.
We help you secure your belongings and avoid unexpected costs - so you can focus on what matters.
How our process works
100% free, online and in clear English.
Step 1
Get started
You book a free consultation by leaving your details.
One of our experts will call you to briefly get to know you and understand what you signed up for and what you’re looking for.
step 2
Personal consultation
We schedule a consultation - easily via zoom or phone.
During the meeting, we analyze your needs, explain your options clearly, and develop a strategy that fits your life in Germany.
step 3
Implementation & ongoing support
If you decide to move forward, we take care of the implementation.
We stay by your side long term, supporting you with adjustments, questions, and continuous optimization as your life changes.
Voices of satisfied clients
4,9 / 5 Stars, 21 reviews
Frequently Asked Questions
Do you charge for your consultation?
No, the initial consultation is completely free and without obligation.
In most cases, our advisory services are compensated by insurance and investment providers, meaning there is no additional cost for you.
How long does the consultation process take?
An initial consultation usually takes 30-60 minutes. The entire process up to the conclusion of the contract depends on the complexity and your decisions, but usually within a few days.
Do you also offer support after the contract has been concluded?
Yes, long-term support is a core part of our service.
We remain your contact person for questions, changes, claims and life situations. Our goal is not a one-time sale, but a long-term advisory relationship.
Can you help if I already have insurance in Germany?
Yes, many of our clients come to us with existing contracts.
We review and explain everything clearly in English and optimize coverage if improvements are possible.
Can I also get advice online?
Yes, we offer flexible online consultations via video call, so you can talk to us comfortably from home or on the go.
What documents do I need for a consultation?
In most cases, no documents are required for the first consultation.
If necessary, we will let you know in advance what information might be helpful.
