Why ExpatCOMPASS?
Your advantages with us
10+ Years of experience
Over a decade helping internationals in Germany find the right insurance and investment solutions.
500+ Expats advised
From students to families - we’ve guided hundreds through the German insurance maze successfully.
English support
Full guidance in English - no need to deal with German forms or confusing terms. We support you before, during and after contracts are in place.
Individual Solutions
We build strategies that adapt to international careers and mobility.
Independent & transparent advice
We work for you, not for the insurance companies. Always unbiased, always honest. No hidden costs or complicated clauses.
Fast & fully digital process
From consultation to coverage - simple, secure, and stress-free. We handle the beaucracy.
Our Services
From life and health insurance to retirement and property protection - we cover everything you need for a secure and worry-free life in Germany.
Health insurance
Navigate Germany’s complex health system with ease.
We compare and explain both private and public options, ensuring you get the coverage that truly fits your lifestyle.
Life & Income Protection
Secure your family and your income - no matter what happens.
We help you find affordable, flexible coverage that gives you peace of mind.
Retirement & investment planning
Build your financial future in Germany.
From private pensions to long-term investments for you or your children - let us guide you towards sustainable, tax-efficient growth.
Property & Liability Protection
Everyday protection made simple.
We help you secure your belongings and avoid unexpected costs - so you can focus on what matters.
Step One
Needs analysis
Together we analyze your situation: employment, residence status, income, goals and international plans.
Step Two
Clear Strategy & Recommendations
You receive a structured overview of what is mandatory, what is useful and what you can safely skip.
Step Three
Implementation & Ongoing Support
We handle implementation and remain your long-term contact for questions, changes and claims - always.
Voices of satisfied expats
4,9 / 5 Stars, 21 reviews
Kundenstimmen sind super wichtig für jede Webseite. Und noch besser ist es, wenn sie echt sind und man sie mit den Originalbeiträgen verknüpfen kann. So sieht jeder, dass es stimmt!
Ben L.
Kundenstimmen sind super wichtig für jede Webseite. Und noch besser ist es, wenn sie echt sind und man sie mit den Originalbeiträgen verknüpfen kann. So sieht jeder, dass es stimmt!
Max M.
Kundenstimmen sind super wichtig für jede Webseite. Und noch besser ist es, wenn sie echt sind und man sie mit den Originalbeiträgen verknüpfen kann. So sieht jeder, dass es stimmt!
Marie S.
Kundenstimmen sind super wichtig für jede Webseite. Und noch besser ist es, wenn sie echt sind und man sie mit den Originalbeiträgen verknüpfen kann. So sieht jeder, dass es stimmt!
Katja W.
Kundenstimmen sind super wichtig für jede Webseite. Und noch besser ist es, wenn sie echt sind und man sie mit den Originalbeiträgen verknüpfen kann. So sieht jeder, dass es stimmt!
Paul R.
Kundenstimmen sind super wichtig für jede Webseite. Und noch besser ist es, wenn sie echt sind und man sie mit den Originalbeiträgen verknüpfen kann. So sieht jeder, dass es stimmt!
Tim K.
Frequently Asked Questions
Answers to the most important questions about expat insurance in Germany.
Which insurances do I need as an expat in Germany?
The most important are health insurance (statutory or private) and liability insurance. Depending on the situation, life insurance or retirement provision may also be relevant.
How long does the consultation process take?
An initial consultation usually takes 30-60 minutes. The entire process up to the conclusion of the contract depends on the complexity and your decisions, but usually within a few days.
Do you also offer support after the contract has been concluded?
Yes, we are also there for you after graduation. If you have any questions about your contract, claims, or adjustments, you can contact us at any time.
Are your services paid?
Our initial consultation is free. Upon successful completion, we receive a commission from the insurance provider without any additional costs to you.
Can I also get advice online?
Yes, we offer flexible online consultations via video conference, so you can talk to us comfortably from home or on the go.
What documents do I need for a consultation?
For an initial assessment, we usually don't need any documents. Later, information about your residence status, income, and existing insurance policies could become relevant.
